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Mortgage Refinance Benefits

Need lower monthly payments? Extra cash? A fixed mortgage rate? Refinancing is an easy and convenient way to improve your home loan terms and can help you:

» Lock in a lower rate
» Cut monthly payments
» Get cash fast


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MORTGAGE LOAN HELP

5 REASONS TO REFINANCE

THE HOME LOAN PROCESS

MORTGAGE ADVICE CENTER

REFINANCING FAQs

HOME BUYING TIPS

WHAT IS AN "ARM"?

INTEREST RATES 101
  The Home Loan Process


STEP 1 Get Prequalified — it's FREE and there is no obligation
Contact an Mortgage America Specialist to discuss your home loan needs. (786-318-6723)
     
STEP 2 An Mortgage America Specialist will contact you to discuss your financial goals and determine your home loan needs.
 
STEP 3 Mortgage America presents you with a custom loan solution
Based on the information collected and your credit report, your Mortgage Specialist will customize a home loan that works for you.
 
STEP 4 Your Mortgage Specialist completes your paperwork
Your Mortgage Specialist will request financial documents, set an appointment for an appraiser to assess the value of your home, and then complete all the necessary paperwork for you.
 
STEP 5 Loan approval and funding
With your application now complete, your Mortgage Specialist will notify you when your home loan is approved and your loan papers are ready to be signed. You will receive your funds approximately one week after signing.

 
 
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